Archive for the 'Information' Category

Be an informed voter - Silicon Valley Votes!

Wednesday, October 1st, 2008

Just came back from a very informative session about all the “CA State Initiatives” provided by “Silicon Valley Votes!“.   The two speakers from League of Women Voters and their material were excellent, providing non-partisan overview of each of the state ballot measures.

Yeah, it was tough going to a seminar after work on a week day, but I really felt it was worth it.  I will be making much more informed decisions when I cast my vote this time.

They have another session on 10/19/08.  For more information, check out the upcoming Events at their website: http://www.svvotes.org 

Brentwood Peach & Cherry picking

Sunday, June 15th, 2008

We went to Brentwood on Saturday 6/14 for some family fun picking fruits. We visited 3 farms: Baccini’s for peaches, Chan’s for strawberries, Nunn Better for cherries. Overall, it was a good experience, however, we think Brentwood farms can take a few lessons from Casa de Fruita and Napa wineries to make a “richer” experience for themselves and the visitors.

We had brunch at Perkos Cafe and Grill (7 of 10). The place was ranked as the local top favorite cafe every year. The food was ok, price was higher than what I’d expect to pay at a ‘farming town’ (about $50 for 4 people). :)

Baccini’s peach picking was fun & delicious (7 of 10)

  • This was the first farm we visited, it was on our top list based on the U-pick map. We were hoping to pick cherries, but they ran out already, and only had peaches left. We went in anyway, it was fun. The peaces were juicy and delicious. We picked a bunch and it only cost about $10. There was no minimum.
  • The people were nice. We asked about cherries, they were kind enough to direct us to “Nunn Better” at the other side of the town.

Chan’s Fruitstand did not stand a chance (2 of 10)

  • On the way to “Nun Better”, we stopped by Chan’s Fruitstand since they had nice big strawberry signs which sounded fun.
  • As we got closer, it did not look very friendly… minimum 2 lb per person, “no stealing”, blah blah blah. We were turned off from the negative ‘rules’.
  • If we don’t even know how the strawberry looks like and tast like, how can we promise to pick 2 lb per person? Strawberries rots quickly, how can we consume 8 lbs in a couple of days? We left without trying.

Nunn Better is better (8 of 10)

  • We finally got to Nunn Better. There were lots of cherry trees, with lots of ripen & sweat cherries within reach. There are also many ladders to reach to the higher branches. It was great.
  • We ate a bunch, had a spitting contest. We also picked a lot so we can took some back to share with church friends and coworkers. Everyone had a great time.

Brentwood - Overall, Brentwood farms can take a couple of lessons from Casa de Fruita and the Napa wineries. Why stay at the bottom of the “fruit-chain?” Here are some ideas/suggestions:

  • target families with kids
  • make it educational for different age groups with some informational stuff like: different types of cherries, growing process, etc.
  • make it (more) fun
  • make more money with some value added services: how about some water; some place to wash the fruits; nice restrooms; a cup of coffee with fresh fruit pie; cherry, peach or strawberry icy drink on a hot day; fruit jams, fruit cakes, fruit … (think Casa de Fruita)
  • link multiple farms together (like what we did) and make it a whole day “experience”

Overall, it was a fun day picking cherries and peaches at Brentwood for the family.  The area can take a lesson from Napa or Casa de Fruita and make it a richer experience for the visitors.

Ericsson ‘Free Laptop’ Hoax

Monday, June 9th, 2008

Got this “Free Laptop” email, it smelled like a chain letter, so I looked up Urban Legends, and sure enough, it was a hoax that has been around since 2/2007.

—————-

Subject: Laptops

Date: Sat, 24 May 2008 12:39am
The Ericsson Company is distributing free computer lap-tops in an attempt to match Nokia that has already done so. Ericsson hopes to increase its popularity this way. For this reason, they are giving away the new WAP Laptops. All you need to qualify is to send this mail to 8 people you know.  Within 2 weeks, you will receive Ericsson T18. But if you can send it to 20 people or more, you will receive Ericsson R320. There are people within our building who have received their laptops so I thought I would share this info with you in hopes that you get one before they give them all out!  Make sure to send a copy (cc) to: anna.swelung@ericsson.com 

FICO Credit Score - what does it mean?

Monday, June 9th, 2008

Here are some resources to understand your credit score, what it means, and how to improve the score:

  • What’s in the FICO score:
    • Payment history
    • Amounts Owed
    • Length of Credit History
    • New Credit
    • Type of Credit used
  • CBS News Viedeo: Do you know your FICO Score?
  • Understand your FICO credit score:
    • 330 - 619: Poor credit. In banker jargon a person with a score in this range is considered a “Credit Leper.”
    • 620 - 659: Sub-prime financing will be available to you.
    • 660 - 720: Prime financing will be available to you.
    • 721 – 750: Prime - x% may be available to you. That is, you may be able to get interest rates on loans that are even lower than the prime rate.
    • 751+: Excellent credit. May enable you to get even lower prime -x% interest rates depending on the credit type you’re utilizing.
  • Here’s an look at credit scores among the US population in 2003:
    • Up to 499: 1%
    • 500 - 549: 5%
    • 550 - 599: 7%
    • 600 - 649: 11%
    • 650 - 699: 16%
    • 700 - 749: 20%
    • 750 - 799: 29%
    • Over 800: 11%
  • Tips on how to increase FICO scores at: myFICO.com and about.com
  • Here are some mortgage/loan calculators at: bankrate.com and interest.com
  • Money/CNN: Trick to get a mortgage fixed (6/08)